Ensuring we place our clients at the heart of everything we do, enables us to provide a client focussed business. From experience, I understand that every client is individual and personal. Therefore it’s vital we understand our client’s circumstances, needs and objectives before we deliver our advice. Advice that is backed by the St. James’s Place guarantee.
We also work with carefully selected third party providers to help us meet the needs and objectives of some clients who have needs for more complex financial plans.
As a business, I felt it important to be able to help clients with as much of their financial affairs as possible. Therefore we also provide our clients with advice in relation to their mortgage and protection plans. Detailed below is a list of the areas we specialise in:
Medium and Long term investment planning
Retirement options (pre & post retirement)
Inheritance tax / Estate planning
However, should we meet clients who have other needs which we cannot meet, for example in wills, tax returns or specialist advice, we have developed relationships with key individuals like solicitors and accountants that work outside of St. James's Place to ensure we cater for all aspects of your financial affairs. Working closely with these key individuals helps ensure your future goals and aspirations can be achieved.
In an ever changing world of low interest rates, government budgets which are changing legislation and taxation, it’s important to ensure your future financial plans remain on track to meet your objectives and goals. I look forward to meeting with you in person, and together we can help you achieve this.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Equities do not have the security of capital which is characteristic of a deposit with a bank or building society, as the value & income may fall as well as rise.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Wills are not regulated by the Financial Conduct Authority.